Turning Life Goals into reality with Proper Planning


We as individuals are always seeking to find solace in whatever we do, and how do we find that solace? Well, we often find it when we are sure about it. Now, being sure about something comes after a lot research, thought and planning. Why do we plan things? It’s obvious that we plan things so that we can do that allocated work in a systematic way so that we reach towards finishing it in a planned manner.

Now, you might be thinking by now, why am I talking about planning and being systematic in the above paragraph and what is the relation? Well, this is just to illustrate a broader point of view which many of use ignore while we execute many things in our life, what is that? That is preparing and being goal oriented.

People often live life as it comes and don’t bother planning for their future, why? Because many from us believe that we are earning enough to suffice our needs and wants and we shall be continuing with this pace beating the inflation with constant growth in our respective field of profession or business. But, does this mindset help? Not really!

We only have one life, and in this life we are keen to achieve our goals. Many of us set goals for a better lifestyle, to own new car / new lavish house, earn lot of money or even to have a startup which you always dreamt of to start one day.

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Being goal oriented with your investment is possibly the most significant way to reach the goals mentioned in the above paragraph, you may ask why? Because a goal  which is set for a specific period of time shall require an investment which grows overtime as years passes by and once the amount reaches its maturity you can avail the sum of amount to fulfill your #lifegoals may it be short or long term.

Talking about goal oriented investment and its significance, I was part of an event conducted by Bajaj Allainz Life Insurance at St Regis, Mumbai on 8th of January, the event showcased an emphasis on why being goal oriented investment can be beneficial in achieving #lifegoals for both short and long term by #investbefikar schemes, and what measures can be taken in terms of right age to invest and systematic planning towards achieving the life goals.

Lot more in details about the Bajaj Allianz Life Insurance plans related to goal oriented investment, stay tuned in the coming days as I shall be sharing the detailed review about the goal oriented investment plans from Bajaj Allianz Life Insurance and let you guys know the significance it might make in your #lifegoals.

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Preparing for the Uncertain with a Term Plan


We live in a world where life is very uncertain; we cannot possibly predict accidents, natural calamities or a sudden deterioration in health leading to death. Therefore concerns about how our family will survive without us rise up.

To ensure that our loved ones do not face hardships in their life without us, we should have a backup plan to ensure that they are financially secure in the future and that they do not have to ask for any help or take out a loan.

We are aware of life insurance and how to get a guaranteed life coverage, but let us explore what an online term plan life insurance has to offer:

  • A better edge in understanding
  • The time to choose the right option
  • The convenience of staying at home
  • Involving family members to make the right decision, because at the end they should also know you care for them

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Recently, a friend, who works in a financial consultancy services told me about a term plan by  Max Life Insurance, now the benefits of Max Life  Online Term Plan are many, the ones mentioned by him are:

  1. You get complete sum of amount during the term of the plan
  2. You get extra protection with Max Life Comprehensive Accident Benefit Rider*
  3. Waiver of all future premium, in case of dismemberment or diagnosis of critical illness or death** of policy holder through Max life waiver of premium plus rider
  4. Quick, easy and user friendly online application process, cutting down on paperwork
  5. Some extra benefits if you have a healthy lifestyle, they have low premium rates for Non Smokers
  6. You can choose between three options based on your family’s situation in life, death benefits can be shared:
  7. As a Lump Sun
  8. A lump sum with monthly payments
  9. A lump sum with increasing monthly payments

*For more details on the rider and the various terms and conditions, please refer to the rider brochure.

** Death only in case when policy holder and life insured are different.

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Sample Illustration of scenario if chosen death benefit options:

Suppose Mr. Gupta, aged 28 years, opts for an 80 Lac for 25 years under Max Life Online Term plan with an annual premium of Rs. 6,500.

Though Mr. Gupta has term insurance of 25 years, by after paying 8 premiums, unfortunately Mr. Gupta dies.

So if Mr. Gupta has chosen the death benefit option, then his nominee will get Rs.80 Lacs upon death and the policy will terminate.

Though I wish that we all live our full and complete lives, but we should also be thoughtful and plan for the unexpected, dealing with uncertainty with an online term plan is always a smarter choice. #MaxLifeTermPlan

Have you Lived your LIFE


Life never plays fair with anyone,
life is lived with many twist and turns,
life says come try me with all you have got,
life teaches lessons like no education …

So, when have you lived your life?
Is it when you have seen failure?
Is it when you have seen success?
Is it when you have seen both?

No, Life is a beautiful glory of nature,
So, respect it and do justice to it forever,
There may be many ups and downs in our life,
But don’t forget, life is lived with those moments,
Which makes life living worthwhile ..

Why am i writing these lines for you,
does this feel like you are in it or lost in its deep blue?
No, you are where you are suppose to be
Scrolling the bar with ease and bliss

Nothing affects us till we plunge to experience it,
Not even seeing, hearing or advises touch us,
The way we experience life is so different …
So, why are you wasting your time sitting, doing nothing!

Go, live your life with what you believe in,
See the life you always wanted to see,
Hear those words of advises and make your life better,
Experience all of it and enjoy every bit,
Because, life is short and you have
A LOT TO DISCOVER to LIVE LIFE FREE !!!6372881_orig.jpg

Rediscover Yourself – A Journey


Started a journey towards the unknown
to understand how I could handle the situation
without any help or support
carrying my weight all along

I faced many challenges in this part
they were unique and funny at the same time
this made me think how wonderful challenges are
they push me and make me a whole new person
all at the same time

These challenges when i overcame them,
i felt satisfaction and sort of relief
knowing I did push myself from the valley
but managed to land safe with some scratches

I created a habit to push myself in different horizons
to understand and learn how to deal with situations,
because life is a journey and when we set out
it’s always a learning curve even if we think
we have reached the pinnacle

The best thing you could do I feel is
spread your story across and share
your difficulties and how you overcame them
so that many don’t  face the bruises
which you did happily with a smile

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Ps. Inspiration for this write up is truly versatile decor blogger – Tara Nair of Crimson April blog

Broken Aspiration


I am tired of chasing after you
I feel i am without breathe
running for you like a crazy fish
trying to catch it’s prey in the deep blue

It doesn’t make sense to reach you
when you seem so far away out of sight
hovering as a blur image in my mind

The society takes turn to explain me
how important it is to have you
but, who will tell them
its me who has to take the pain
in deciding whom and what to choose

Finally, when i think i know what to do
a storming  session of questions await me
why do you choose what you choose?

Its so unfair, but that’s society
hitting you from all corners
trying to entice you to do mistakes
so that they can have a say or two

broken aspiration