Mutual Fund Investment Made Simple with Edelweiss Guided Portfolio


Life is constantly moving at a very fast pace and there is limited time for anything considering the options we are spoiled with, for instance question commonly hovering over our head whenever we sit to decide on something would be what to choose? Where to choose? How to choose? What would be the best option that would yield optimum returns? The never-ending quest to get the best sometimes takes a toll and we end up making haste decisions.

So, why am I discussing all this? Ok, let me reveal the suspense of the topic, I am talking about mutual funds investment, though I have been speaking about it quite often these days on my blog, still I strive to provide you with the best I can from the market updates.  Recently in this quest to find some information about investing in Mutual Funds, I came across Edelweiss GPS. Now you may ask me what is Edelweiss GPS? Edelweiss Guided Portfolio Service is an algorithm based intelligent system which designs mutual fund portfolios for investors and guides them towards their financial goals through systematic investments, you may ask me why am I highlighting a specific service provider to showcase right? But I would be happy to let you know that once I take you through the sheer features of Edelweiss GPS even you would want to start talking about it, well this is what I feel.

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Design: The Edelweiss Guided Portfolio online page will simply surprise you with the simplicity of the design which is clean, cluster free and pop up free, which lets you focus on the features of the website and allows you to better understand the complexity which is well disguised within their online page design.

Features:

e-KYC: KYC document requirements are always a task, with multiples forms and signatures and photos and what not, but wait, if you happen to have a Aadhar card that is all you need to open an account with the Edelweiss Guided Portfolio, hassle free within second registration.

Investing made simple: “I want to invest —– Rs. I’m —- years old, and prefer select a risk profile” like does it get any simpler then this? Once you fill this quick form, the backend algorithm calculates your preferred risk and show you mutual fund portfolios accordingly.

Simplicity in diversity: The dashboard is a prominent feature of the Edelweiss Guided Portfolio, which is very minimalistic in design, though the details of mutual funds invested in and market watch feature are a commendable achievement they have managed to sync in.

DATA: We all love data, we want well researched data guiding us through the market hic ups or providing details about emerging trends in mutual funds or even indicating any recent updates on where to invest, this is well taken care of in their research page with blog post across different market trends and updates, a must check feature.

I can go on and on with the features, but I want you all to discover the features all by yourself and indulge in some cluster free, highly informative and systematic mutual fund investment and let your money grow multi folds.

Make a wise investment decision with Mutual Funds


What is a general perception when you hear the word mutual funds investment? I bet the first thing that crosses your mind will be “risk” i.e. if you have never invested in mutual funds. But should that bother you when you have a successful moderator working for your investment funds in the market? Well, you would be interested to go through the article to know more about Mutual Funds.

To all the readers who are not well-versed with Mutual Funds, here is a brief description:

Mutual Fund investments are investments made in companies or firms which are public listed on National Stock Exchange / Bombay Stock Exchange. The returns on such investments depends upon the company’s performance and the overall market.

Why should you invest in Mutual Funds when you have a safer option of FD’s (Fix Deposits) you may ask?

The answer would be though mutual funds are not as safe as a FD deposit, still if mutual funds are invested in right companies comparing their past records and management, then the returns on yearly basis are much higher competitively and there is more flexibility  plus tax benefits.

Talking about Mutual Funds investment and risk, a balance is needed, which could yield a better dividend and is safer to investment in, here is where a unique plan from ICICI Prudential Mutual Fund steps in, the “Balanced Advantage Fund” scheme which is an open-ended equity oriented fund that brings multiple benefits to your investments. It strives for growth by investing in equity markets, while providing relative safety through investments in debt instruments.

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I would like to share some interesting facts and figures to illustrate on why the ICICI Prudential Balanced Advantage Fund is a good choice.

Investment Objective:

The objective of this fund is to create wealth over a long period of time through a balanced investment in equity markets as well as debt markets and money instruments. It also aims to do this by mitigating the risk from equity markets as much as possible by not sticking to a single strategy alone.

Why Invest?

  • Benefit from an in-house asset allocation model that aims to buy low & sell high
  • Aim to gain from market volatility over the long term

Fund Highlights

  • Invests in both equity & debt instruments
  • Provides tax-free returns#
  • Aims to provide month-on-month tax-free dividends$
  • Manage your monthly cash flow with Automatic Withdrawal Plan^ & Monthly Dividend Feature

#As per prevailing tax laws for FY16-17, returns earned after one year are tax free.

$Distribution of dividend is subject to approval from Trustees & availability of distributable surplus

^Automatic Withdrawal Plan is only a feature for regular withdrawal from the scheme and shall not be construed as an assurance or guarantee of return.

A 3-in-1 fund

BAF may be considered to be three funds rolled into one. When valuations become expensive the fund’s equity allocation can fall to as low as 30%. In such market conditions, the fund resembles a monthly income plan (MIP). When the market becomes fairly valued, the fund raises its allocation to equities to 65%, thereby resembling a balanced fund. And when market valuations decline, it raises its allocation to equities to the maximum limit of 80%. At such times it resembles an equity fund. Thus, it can be viewed as a three-in-one product, with the added benefit of being taxed like an equity fund.

BAF’s ability to perform in all market conditions makes it a very good fund for people with low to moderate risk appetite, who have invested in FDs all their lives but now want a moderate taste of equities. This is a fund for investors who don’t want to be bothered about questions such as: the market has risen (or fallen), should I book profit or stay put? The fund takes care of all these issues on investors’ behalf.

Thanks to BAF’s stellar performance, investors have reposed their faith in it. The fund’s asset under management (AUM) has risen from Rs. 204 crore in March 2013 to over Rs. 10,000 crore in November 2015, a 47-fold growth over just two-and-a-half years.

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Disclaimer:
Mutual Fund investments are subject to market risks, read all scheme related documents carefully

Stock Market Investment – Be Wise


Investing in Stock Market is always considered to be not for the faint hearted, but what if the company is consistently performing well? Stock Market investing might be risky but it’s not the case when you analyze and compare the stock performance with proper basic knowledge of Market or even hiring a consultant is a wise choice if you are keen into trading into share market stocks.

Recently, while I was browsing the BSE website for a GLIMSE of where the market is going, I came across Kushal Tradelink Ltd, and while I was checking their stock performance I was surprised to see that the company has been a consistent performer in the Last 6 months when the BSE was not stable and fluctuating on a downward turn, sharing a screenshot  analysis for overview.

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So, if you see the Performance you would be tempted to invest in such a company but before that let me share with you the company details:

Kushal Tradelink Ltd has been in the market since 16 years now, it was incorporated in 2000, its major business is into Paper Sector, and they have 3 giant paper mills in Gujarat and a corporate house as well, apart from that the company also has wholly owned subsidiary in Singapore and in Ajman(UAE), subsidiaries are involved trading of physical agricultural, chemicals, paper waste and metals trading

Kushal Tradelink Ltd major revenue is generated through its paper manufacturing from recycle paper plants which had a turnover of Rs. 89.47 Cr., up 33.38% from last quarter Sales of Rs. 67.08 Cr. and up 21.44% from last year same quarter Sales of Rs. 73.68 Cr. Thought being listed in the BSE in B group I believe that it will be soon on S&P BSE 500. Stock is trading actively with over 10 lac shares average on a daily volume, stock price has risen consistently and have never fall even Rs. 10 from its high price at any point of time, company have declared interim dividend twice 40% in January and 60% in March.

Note*: December and September Quarter turnover and profits do not includes their subsidiaries turnover and profits, that will be accounted in annual financial balance sheet.

Kushal Tradelink Ltd are aggressive in the sales, bagging contract of Rs. 200Cr. with Shree Rama news prints, 250Cr. Deal with Adron enterprise ltd (Adani Group), 1000Cr. Deal with Bungee India (fortune 500 company) as well as more than 1500 SME business across India are regular buyer of their paper products.

Showing confidence in the growth of Kushal Tradelink Ltd, there has been a sharp increase in the number of retail investors , comparing after December Quarter 7991 retail investors have invested in Kushal Tradelink’s stock and after March quarter it rose to 20,000+ that shows increasing substantial public interest in the company’s stock. (refer for details: BSE

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Sometimes wise decisions are made by comparing analytical data and going through the progress pattern of a company before investing in stock market, and if I talk about Kushal Tradelink Ltd and the details I have mentioned above, it is quite obvious that the performance and growth is consistent and investment in such stocks pay consistent dividend.

If you have any questions or queries, please comment below.