We in India to a certain extent are negligent for the word “Insurance” because we are not thoroughly educated ourselves or from our parents or from people around us about why “Insurance” plays an important role in our lives and is taken as an choice. It is every person’s necessity in this era, considering the value of Insurance, I am sharing an experience of one of my close friend to highlight the importance of two wheeler insurance because it’s never too late to initiate.
He was in his late teens back then and he had to reach my place for some project work, considering he was already late his parents told him to ride safe and wear a helmet, above that as he was late they further told him to keep praying while he started the ride and during his ride, yes this is what insurance means to some parents and relatives, PRAYING!
It was an hour but still there was no sight of my friend who was supposed to reach my place within 40 minutes, I was worried and thought of calling up his parents to ask for his whereabouts, when they too confirmed that he had left an hour, we all started to think about the inevitable scenario, did he meet an accident!
After a while I got a call from my friend’s parent saying he was injured in a road accident and that few people were taking him to the nearby hospital, we too reached the hospital to do the formality and admit him. When my friend came to his conscious, he narrated the scene to us, it was not his fault and someone just banged the bike from behind and ran away.
Though my friend walked away with minor inquiries and some days in the hospital, he had to shell out money from his pocket to pay off the hospital bills and repair his bike, but this expense would have been covered if he had renewed bike insurance. Apart from that he had to pay a fine for not renewing his 2 wheeler insurance to collect his bike from the traffic control room.
After this episode, the first thing my friend did was online bike insurance, though we learn it the hard way sometimes, but it’s important to change the perspective once the mistake has been made. This is just an instance I have shared, but there are a bunch more examples in which due to non-renewal of 2 wheeler insurance and negligence many people don’t get the benefits to cover the expenses which is well covered in an insurance policy.
We have heard about other superstitions also, like dahi shakkar or Nimbu Mirchi helps prevent accidents, though it is a ritual in some Indian household, but it’s always better to have online two-wheeler insurance which doesn’t take time and is hassle free.
Sharing a video which illustrates the same point to put words into perspective: https://www.youtube.com/watch?v=iR3u8l59bFw&feature=youtu.be&ab_channel=VishalPatel